Tough Products Liability (Including Design E&O)

  • Medical Equipment and products including invasive products
  • Child clothing and Toy manufacturers/Sporting Equipment
  • Food/Food Supplements/Vitamins/Cosmetic manufacturers
  • Motor vehicles/parts – ATVs, scooters


Tough GL

  • Contractors (tunneling, roofing, steel erectors)
  • Habitational
  • Restaurant, Bar, Tavern, Nightclubs (including liquor)
  • Fire Suppression, Security Guards, Alarm Monitoring and Installation


Allied Health- Medical Related Professional & GL

  • Home Health/ Health Clinics & Urgent Care Centers/Ambulatory Surgery Centers
  • Chiropractors/Pharmacists/Nurse Registries/Estheticians
  • Alcohol & Drug Rehab/Methadone Clinics/Drug Testing
  • Blood Banks/Clinical Trials/Dialysis Centers


Miscellaneous Professional

  • Architects & Engineers (Including structural and geotech)
  • Staffing/TPA’s/Insurance Agents
  • Home Inspectors/Title Agents/Mortgage Brokers/Real Estate Appraisers
  • Specified Medical – Locum Tenens/Contract Staffing Groups


Umbrella/Excess

  • Writing over Various Classes/Coverages:
  • Construction, manufacturing, service industry, municipalities, school districts